About Us

Meet our team

Cyndi Barrett

Owner

Hi, my name is Cyndi. My husband, Clint, started Barrett Insurance in 2001. At that time, I supported Clint’s business by working as his accountant. I also worked full time as a human resource/benefits manager for another company. I received my insurance license in 2009. In 2011, I started to work full time for Barrett Insurance.


I was born and raised in Flint, Michigan. After I graduated from Flint Central High School, I attended Michigan State University where I received a bachelor’s degree in Fine Arts. Clint and I have a beautiful daughter who also graduated from Michigan State University with a degree in Packaging. She is currently the Senior Packaging Engineer for a company in Illinois.

I enjoy kayaking, photography, working in my beautiful yard, and reading. Most of all, I love to travel. My goal is to see all of the national parks.

Joe Ruden

Licensed Agent Specializing in Life and Health Insurance

I approach the world with a giving attitude that has served me well since entering the insurance world in 1997. I continue to add to my years of experience by developing quality health, life, and disability programs for companies and individuals. I also expand out to cover business exposures.


I am a local boy. I graduated from Jonesville High School and obtained a Business degree in college. I have a broad range of business experience from retail to mechanical.


I am active in the Knights of Columbus and Jonesville Rotary as well as on the board of the Jonesville Downtown Development Authority.


This year, I celebrate 17 years with Barrett Insurance. I am currently enjoying grand kids and my mid-life crisis. 

Tracey Moore

Licensed Agent Specializing in Home, Auto, and Commercial Insurance

Hi, I’m Tracey. I was born in Garden City, Michigan, but was raised in Biloxi, Mississippi. The lesson in “southern hospitality” has shaped who I am and everything that I stand for. We were taught to respect our elders, to put your best foot forward, and to be kind and caring to the people who influence your life.

I graduated from Hudson High school. I attended Jackson Business College to earn a diploma in Office Accounting. I have a Bachelor of Arts degree in Management and Human Resources from Spring Arbor University.

I have 8 years of retail management experience and three decades in the insurance industry.

I married my husband Jim 22 years ago. We have 4 grown children, many wonderful grandchildren. We enjoy spending time together in the great outdoors…gardening, fishing, hunting, target shooting, and playing with our 2 dogs.

In 2010, I received the horrible news that I had breast cancer. I AM A SURVIVOR!

I came to Barrett Insurance in 2008 with the belief that insurance is more than just a job. It’s about building long-term relationships and helping people. Bad things happen to good people. Insurance is about making you whole again. Barrett Insurance is not just any agency. My coworkers genuinely care about making a difference. Our work is about “Protecting your dreams”- and I’d like to help.

Ben Judson

Licensed Agent Specializing in Life and Health Insurance

Before I decided to work in the insurance field, I was a store director for Wal-Mart, Meijer, and a few other retailers. I felt the need to move into a career that would allow me to do some real good. I earned my first insurance license in 2010. I specialize in health, life, and disability insurance. In 2016, I joined the Hillsdale Rotary Club, which makes a difference in our community.

I have a degree in Music. I studied and performed opera for a few years before I decided I needed to stop traveling so frequently. I still perform once in a while. I also continue to teach voice in my spare time, as I have done for years. I enjoy spending time with my family. My beautiful wife, DeAnna, is a wonderful singer and director. My daughter, Bella, is off to college challenging her mind.

I moved to Hillsdale County in 1999 when my wife began teaching at Jonesville High School. We moved here from Lenawee County. I grew up in the Irish Hills area. DeAnna and I currently live in the sleepy little town of Reading, Michigan.

Loretta Baxter

Licensed Agent Specializing in Home and Auto Insurance

Hi, my name is Loretta. I've been in the insurance industry for 10 years, licensed in both Property & Casualty and Life & Health. I have experience in both personal and commercial lines, but now work exclusively with personal lines. In 2023 I decided to further my insurance education and obtained my CISR designation.


I was raised here and graduated from Jonesville High School. Prior to getting into the insurance industry, I worked in customer service at The Book House and then as a receptionist at The Manor.


I love spending time with my family and our three dogs. Between my husband and I we have 4 grown children and 10 grandchildren. Our second oldest grandson plays travel baseball, so my husband and I follow along. Makes for great camping weekends!

Martha Stuck

Licensed Agent Specializing in Home and Auto Insurance

Hello, I’m Martha. I grew up in Troy, Ohio. I earned my degree in Elementary Education at Wright State University in Dayton, Ohio. I decided to change careers after a kindergartner accidentally shot me in the foot during ‘Show and Tell!’ I joined the insurance industry in 2003.

I take the time to explain the best coverage for your money and make sure you understand your policy before you leave our office. I enjoy the challenge of finding the perfect policy to protect you and your dreams from life's unexpected events.

I like to travel and have experienced sky diving, ice caving, winter kayaking, and snorkeling with turtles.

I like to garden, read, and make candies during the holiday seasons. 

https://www.barrettins.com/about.html#testimonials-slider1-7t-carousel

Frank Swiniarski

Licensed Agent Specializing in Commercial Insurance

I was born in Buffalo New York, where I began my insurance career. I describe myself as a, “commercial insurance geek.”

My professional insurance career began in 1970 as a commercial insurance rater after a 4 year enlistment with the Navy. I soon moved into commercial insurance underwriting. The function of an underwriter is to analyze and price business accounts with the objective of making a profit. Once the economics of centralization and downsizing began, I moved to Columbus, Ohio where I worked for Transamerica. I managed a small department before moving to USF&G where I became a Contractor Segment Specialist. I worked with several contractors who built Jacob Field! From Columbus, I moved to Bloomington, Indiana and Great West Casualty – a company that specialized in long haul trucking. I completed my career as an in-house commercial lines specialist with a local agency.

Clint invited me to join his staff in July 2014. Although retirement is excellent and I was never bored, I decided to return to work on a limited basis. I wanted to do something tangible with the many years I invested working very hard and learning how the industry works. I decided to use what I learned to help business people with their insurance programs. The years spent with insurance companies provide me with insider knowledge as to how they work and what they do. Before computers, we hand-rated all policies. I know policy rating in detail. My experience allows me to analyze risk and estimate a fair premium. I actually read and study insurance policy forms. I compare what they say to what they should say to offer you the best protection. Regardless of how much your insurance premium is, the value of your investment is found within those 50-200 pages of policy forms and conditions which very few people review.

Briefly, I married my wife, Cindy, more than 30 years ago. We raised 5 kids and now, we like spoiling our 5 grandkids. I enjoy the outdoors. I have a constant companion in my dog, and I also take great care of 3 awesome horses.

Isaac Waffle

Licensed Agent Specializing in Life and Health Insurance

I am a local with deep roots in Southern Michigan. My two brothers and I were the 8th generation to grow up on our family farmland in Tekonsha, and our extended family has strong ties to many of the towns nearby.

In 2023, I graduated from Hillsdale College with a B.A. in Financial Management. I also competed for the Cross Country and Track and Field teams, where my main event was the steeplechase. You still might catch me running on the country roads early in the morning.

In January of 2024, I married Kay, my fourth-grade crush. We look forward to raising a family close to home and being a part of the community here.

Family, community, and character are central to who I am. At every stage in life, I have been blessed with upstanding family, mentors, and peers who have guided the development of my character. I hope to share the same guidance and growth with others.

Before joining Barrett Insurance, I worked in construction during the summers and substitute teaching during the school year. At Barrett, I aim to help our community by providing my best service and advice to our clients.

Outside of work, I enjoy running, reading, cooking, and spending time with family, friends, and old teammates. I am also deeply involved with my home church of Holy Trinity Parish in Hillsdale.

Daniel Kunkel

Licensed Agent Specializing in Commercial Insurance

Howdy! My name is Daniel, I've lived in Hillsdale since I was 5 years old. Many of you know me from running 5 Brothers Lawn Care with my brothers when I was in high school and college! I graduated from Liberty University with a Marketing degree, and I decided to work in insurance so I could work with people over a long period of time.

I joined Barrett Insurance in August, 2019. I primarily work with our business clients, but I also handle homeowners, personal auto, and more.

Mary and I got married in 2021, and welcomed a little boy in 2022! So far, my attempts to explain insurance coverage to him have been unsuccessful...

When I'm not raiding the fridge here at Barrett Insurance, I enjoy being in the outdoors with my family, basketball, hunting and fishing, eating donuts, and listening to music.

I love helping clients understand what it is they're buying, and helping business owners relieve their insurance headaches. Stop in and let's talk about insurance or your latest fishing story!

Clint Barrett

Clint Barrett

Clint Barrett was the son of Kaye and John Barrett from Camden, Michigan. Clint and his sister Lisa were raised on a crop farm and attended Camden Frontier Schools. During high school, Clint served as a leader with the Future Farmers of America (FFA) and participated in showing his animals at the Hillsdale County Fair. Clint later earned a Bachelor’s of Business degree from Michigan State University and a Master of Management degree from Aquinas College.

In 1990, Clint began working for Citizens Insurance as a claims adjuster, then as a branch manager, and finally a team leader. During his time with the company, he continued his education and earned his CIC (Certified Insurance Counselor) designation. In 2001, Clint purchased the Sander-Smith Insurance Agency in Jonesville, Michigan and renamed the business to Barret Insurance Agency, LLC. In 2004, the business relocated from the Trillium plaza to its current location at 125 W. Chicago Street in Jonesville, MI.

Clint married Cyndi in 1991 and became the stepfather to Christina Bulock. They lived together in Perry, Michigan until they moved to Hillsdale County in 2001.

In addition to his business pursuits, Clint served on many of our local community boards. He was part of the Downtown Development Association (DDA) of Jonesville, the Hillsdale County Community Foundation and the Hillsdale Community Health Center. Clint was also a member of the Hillsdale Exchange club and Jonesville Rotarian.

On August 1, 2015, at the age of 49, Clint Barrett passed away.

Barrett Insurance Agency will remain committed to the principles that Clint Barrett installed when he put his name on the door. He understood the importance of insurance and protecting your assets.

Penny Lane

Since 2015, Penny Lane, the Bulldog, has been the official mascot of Barrett Insurance Agency.

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